Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Ten Home Loan Questions answered
May 7, 2018

How much can I borrow?
There are three main considerations that must be taken into account when you are looking to borrow money for a home purchase, and they are:

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Offset account diagram
May 13, 2018

Offset accounts: Use them to save you money…

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Interest Only repayments
May 6, 2018

It is possible to arrange with your lender to only pay the calculated interest on your loan each month, without any requirement to pay down the principle amount owing on your loan.

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Building Insurance
February 24, 2018

Once you have building insurance in place, ask your insurer to provide you with a building insurance certificate of currency. You will need to send this certificate of currency back to your lender, together with your completed mortgage offer documents.

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Financial Hardship options
May 5, 2018

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

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Guarantors on loans
May 6, 2018

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.

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Home Contents Valuation
May 13, 2018

What is the value of your contents? Room Major items to consider Replacement value General Items Carpets, Light fittings $ Master Bedroom Bed and other furniture, linen, clothes, shoes, small appliances, camera, luggage $ Bedroom 2 Bed and other furniture, linen, clothes, shoes, small appliances, toys, books, CD’s etc $ Bedroom 3 As bedroom 2 […]

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Construction Loans Insurance examples
May 13, 2018

Construction Loans Insurance Examples

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Construction Loans Documents needed for lenders
May 5, 2018

This is a list of the documents you may need to provide to a lender during each step of the loan process:

Lenders will require a Fixed Price Building Contract (FPBC) by a Registered Builder.

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Property Titles
May 7, 2018

From bearing the name of a property’s registered owner to outlining outstanding easements, a Certificate of Title is often the key to determining the condition and overall value of your property

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