Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Transferring property title – without changing your loan
May 7, 2018

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

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Changing your name on your property
February 24, 2018

If you have changed your name due to marriage (or divorce), your property and loan are in your old name and you want to update your name. It’s not simple or free. There are several processes to go through, with quite a few fees and costs involved.

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How to make the most of a Free Redraw loan
July 7, 2018

Work out how much ‘cash’ you need each pay period ($A).

Get your payroll department to deposit $A into your bank account and the balance into your Home Loan.

Pay as many bills as possible by credit card.

Redraw from your loan to pay your credit card and other bills as required.

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Comparison rates
May 5, 2018

Comparison rates are a legislated requirement for lenders to provide to home loan consumers.

All credit providers must give a comparison rate when they advertise a rate or a weekly payment for home loans. The comparison rate includes the interest rate or weekly repayment amount, plus most fees and charges.

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Guarantors on loans
May 6, 2018

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.

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Fixed Rate Update
November 7, 2018

Click here to see some of our Panel Lenders’ most competitive fixed rate loans.

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Interest Only repayments
May 6, 2018

It is possible to arrange with your lender to only pay the calculated interest on your loan each month, without any requirement to pay down the principle amount owing on your loan.

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Off the Plan Considerations
May 6, 2018

Off the Plan property is a property that has not yet been fully constructed. Some developers offer the chance for buyers / property investors to purchase a property before work has started.

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Ten Home Loan Questions answered
May 7, 2018

How much can I borrow?
There are three main considerations that must be taken into account when you are looking to borrow money for a home purchase, and they are:

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Construction of a property
May 5, 2018

A construction loan allows you to borrow against the construction progress of a new building based on the estimated completed value of the property.

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