Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

What are some Private Sale tactics?
May 7, 2018

Private sale is where have to negotiate with the vendor’s agent (the Real Estate Agent) and arrive at an acceptable price to both parties, resulting in a contract of sale being signed.

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Standard Supporting Documents Purchase
May 7, 2018

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

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Why do you need a Conveyancer?
May 5, 2018

Use this checklist to ensure you have all the necessary and helpful information required about the conveyancing of your property

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Property Checklist #1 initial
May 13, 2018

Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’ features compared to those you could possibly live without.

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How can family help First Home Buyers
May 6, 2018

The family could provide a gift of money to the purchaser. If it isn’t to be treated as a repayable loan by the bank, then the family member giving the gift will need to provide a statutory declaration signed by a Justice of the Peace.

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Property titles – co-ownership?
May 7, 2018

Joint tenants, Tenants in common

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Cross Collateralisation
May 5, 2018

When you borrow money to buy a property, the lender will take a mortgage over that property to secure the loan – one loan and one security property.

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Sharing a property – tenants in common
May 7, 2018

Property held in the names of two or more persons, in which each has a separate and distinct share. The shares may be equal or unequal. When one person dies their share is not passed to the survivor(s) but can be left to beneficiaries other than their co-owners.

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Ten Home Loan Questions answered
May 7, 2018

How much can I borrow?
There are three main considerations that must be taken into account when you are looking to borrow money for a home purchase, and they are:

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Investing in Property
May 6, 2018

Leverage – you use your cash to invest a percentage of the purchase price of the investment property. It’s possible to borrow 95% of the value of a property to purchase it – so together with the 5% needed for government and lender costs; you need only commit 10% of the purchase price from your own cash.

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