Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Negative Gearing
May 6, 2018

A negatively geared investment property is one where the cost to own and maintain it (loan interest, council rates, maintenance etc) are higher than the rent received. The net outgoings create a loss that is usually an allowable tax deduction.

read more
Fixed Rate Loans – Lock in Option
May 6, 2018

If you have selected a Fixed Rate home loan, the fixed rate that will apply will be the advertised rate on the date of settlement

read more
Auction tactics
February 24, 2018

An auction is conducted in public on a date set by the vendor. If you intend to make a bid, you or your representative will have to attend the auction to make an offer. You will win the auction if you’ve offered the highest bid above the vendor’s reserve price. If all bids are under the vendor’s asking price, the property is “passed in” and the auction is finished. Private negotiations will then usually take place with the auction’s highest bidders.

read more
Finance clause examples
May 5, 2018

If you make a written offer on a property, you should consider having a finance clause. You should confirm with your conveyancer on how to word this clause

read more
Ten Home Loan Questions answered
May 7, 2018

How much can I borrow?
There are three main considerations that must be taken into account when you are looking to borrow money for a home purchase, and they are:

read more
Sale & Purchase Process
May 7, 2018

When moving home, you have to take into account the sale and purchase settlement dates, as they will have a significant impact on your home loan and cashflow requirements:

read more
Steps to buying a property.
May 7, 2018

This obvious step is often underestimated by many buyers. We can help you understand what you need to save for and help you set your savings goals.

read more
Self-Managed Superannuation Funds Diagrammatic Representation of Borrowing
June 12, 2018

The purchase price will consist of the loan and other amounts provided by the Superannuation Fund.

read more
Deposit Options
May 5, 2018

Once you sign a contract to purchase a property you will have to pay a deposit to commit to the transaction and to ensure that the property is taken off the market to any other offers.

read more
What are some Private Sale tactics?
May 7, 2018

Private sale is where have to negotiate with the vendor’s agent (the Real Estate Agent) and arrive at an acceptable price to both parties, resulting in a contract of sale being signed.

read more
< previous next >