Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Glossary of Terms
May 13, 2018

A glossary of terms you may encounter when purchasing property or obtaining a mortgage.

read more
Split contracts and multi-unit developments
November 1, 2018

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic.  Contact us to discuss your individual circumstances.

read more
Construction Loans
May 5, 2018

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic. Contact us to discuss your individual circumstances. A construction loan operates slightly differently to a standard home loan. Construction funds from the loan are progressively drawn down at each stage of construction, as detailed […]

read more
How to make the most of a Free Redraw loan
July 7, 2018

Work out how much ‘cash’ you need each pay period ($A).

Get your payroll department to deposit $A into your bank account and the balance into your Home Loan.

Pay as many bills as possible by credit card.

Redraw from your loan to pay your credit card and other bills as required.

read more
Self-Managed Superannuation Funds Diagrammatic Representation of Borrowing
June 12, 2018

The purchase price will consist of the loan and other amounts provided by the Superannuation Fund.

read more
Property checklist #2 detailed
May 13, 2018

Is this property one that you would consider further? Ask me for my Property question checklist

read more
Guarantors on loans
May 6, 2018

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.

read more
How can family help First Home Buyers
May 6, 2018

The family could provide a gift of money to the purchaser. If it isn’t to be treated as a repayable loan by the bank, then the family member giving the gift will need to provide a statutory declaration signed by a Justice of the Peace.

read more
Construction Loans Insurance examples
May 13, 2018

Construction Loans Insurance Examples

read more
Adverse credit history
February 24, 2018

An adverse credit history indicates that there are negative reports or past transactions showing unpaid debts, overdue accounts, over the limit transactions or dishonoured payments.

read more
< previous next >