Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Property checklist #2 detailed
May 13, 2018

Is this property one that you would consider further? Ask me for my Property question checklist

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Fixed Rate Update
February 6, 2019

Click here to see some of our Panel Lenders’ most competitive fixed rate loans. The best rate from our lender panel this month is: 2 year fixed rate 3.69% – NAB – First Home Buyers Special (Interest rates are for Loan sizes over $250,000. LVR and other conditions may apply) Email us if you would […]

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Adverse credit history
February 24, 2018

An adverse credit history indicates that there are negative reports or past transactions showing unpaid debts, overdue accounts, over the limit transactions or dishonoured payments.

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Cross Collateralisation
May 5, 2018

When you borrow money to buy a property, the lender will take a mortgage over that property to secure the loan – one loan and one security property.

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Interest in Advance loans
May 6, 2018

If you have an investment loan, you may be able to choose to pay one year’s interest in advance. The interest rate is fixed for a 12 month period, and you pay the full year’s interest in a lump sum upfront.

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Transferring property title – without changing your loan
May 7, 2018

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

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Guarantors on loans
May 6, 2018

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.

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Loan structuring for investing
May 6, 2018

To enable us to identify the most appropriate product for your situation it is important to understand your financial situation and therefore the finance structuring requirements.

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Sale & Purchase Process
May 7, 2018

When moving home, you have to take into account the sale and purchase settlement dates, as they will have a significant impact on your home loan and cashflow requirements:

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What is a Contract of Sale and a Section 32?
May 5, 2018

A prospective buyer makes an offer to buy a property by signing a contract of sale. The offer is accepted when the seller signs the contract. A property is sold when both buyer and seller have signed the contract of sale.

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