Useful Tips

Offset account diagram

Offset accounts:
Use them to save you money…

Offset Accounts Diagram
Offset Accounts Diagram
  • Line of credit interest rates are higher:
    • aim to pay this loan off first.
  • Fixed rate loans have break costs for additional repayments:
    • pay the minimum repayments
  • Multiple offset accounts will let you separate savings & day-to-day banking.