Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Adverse credit history
February 24, 2018

An adverse credit history indicates that there are negative reports or past transactions showing unpaid debts, overdue accounts, over the limit transactions or dishonoured payments.

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Fixed Rate Update
December 20, 2018

Click here to see some of our Panel Lenders’ most competitive fixed rate loans. The best rate from our lender panel this month is: 2 year fixed rate 3.69% – NAB – First Home Buyers Special (Interest rates are for Loan sizes over $250,000. LVR and other conditions may apply) Email us if you would […]

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Property titles – co-ownership?
May 7, 2018

Joint tenants, Tenants in common

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Debt consolidation – Risks & Benefits
May 5, 2018

Debt consolidation is where you increase or re-finance your home loan and use the funds to payout credit card, personal loan or car loan debt

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Comparison rates
May 5, 2018

Comparison rates are a legislated requirement for lenders to provide to home loan consumers.

All credit providers must give a comparison rate when they advertise a rate or a weekly payment for home loans. The comparison rate includes the interest rate or weekly repayment amount, plus most fees and charges.

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Protecting your financial position – Risk Insurances
May 7, 2018

There are so many things in life to think about these days! Insurance however is not always top of mind.

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Building Insurance
February 24, 2018

Once you have building insurance in place, ask your insurer to provide you with a building insurance certificate of currency. You will need to send this certificate of currency back to your lender, together with your completed mortgage offer documents.

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Financial Hardship options
May 5, 2018

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

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Construction Loans
May 5, 2018

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic. Contact us to discuss your individual circumstances. A construction loan operates slightly differently to a standard home loan. Construction funds from the loan are progressively drawn down at each stage of construction, as detailed […]

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Consider the C’s of borrowing
May 5, 2018

These are essential lending considerations that we will explore together, with the end result being a personalised solution for your property, financial and personal goals.

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