Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Credit Reports
May 5, 2018

Credit Report providers hold credit-related information which is primarily used by banks and other lenders to assist them in assessing applications for credit.
If you have every applied for or used credit in Australia, you will have a credit file.
See my Tips on Adverse Credit History for more information

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Financial Hardship options
May 5, 2018

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

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Maternity leave and home loans
May 6, 2018

This is a question asked by many expectant mothers, so we have some great tips to help you through this challenging financial period

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Moving home checklist
May 6, 2018

At least one month before you move

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Fixed Rate Loans – Lock in Option
May 6, 2018

If you have selected a Fixed Rate home loan, the fixed rate that will apply will be the advertised rate on the date of settlement

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Property profile reports
May 7, 2018

When buying, refinancing or selling property, the more knowledge that you have about the local property market, the better informed your buying or selling decisions will be.

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Appointing a Selling agent?
May 7, 2018

Selling a property is quite complex, which is why you need a real estate agent. As your home is most likely your biggest asset, you need to make sure that you appoint the right person.

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Property Titles
May 7, 2018

From bearing the name of a property’s registered owner to outlining outstanding easements, a Certificate of Title is often the key to determining the condition and overall value of your property

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Who can witness Statutory Declarations in Victoria?
May 7, 2018

Under the Evidence (miscellaneous provisions) Act 1958, there are many people who may witness the signing of a statutory declaration in Victoria

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Property Checklist #3 Final
May 7, 2018

You’ve found a property that ticks most of the boxes in your “what I want” list…now what else do you need to find out before taking a step towards making an offer or bidding at auction?

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