Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Fixed Rate Loans – Lock in Option
May 6, 2018

If you have selected a Fixed Rate home loan, the fixed rate that will apply will be the advertised rate on the date of settlement

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Credit Reports
May 5, 2018

Credit Report providers hold credit-related information which is primarily used by banks and other lenders to assist them in assessing applications for credit.
If you have every applied for or used credit in Australia, you will have a credit file.
See my Tips on Adverse Credit History for more information

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What is a Redraw Loan?
May 13, 2018

A redraw loan enables you to make extra regular or one-off payments above your minimum monthly repayment. The redraw facility allows you to access those extra payments when you need them.

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Home Contents Valuation
May 13, 2018

What is the value of your contents? Room Major items to consider Replacement value General Items Carpets, Light fittings $ Master Bedroom Bed and other furniture, linen, clothes, shoes, small appliances, camera, luggage $ Bedroom 2 Bed and other furniture, linen, clothes, shoes, small appliances, toys, books, CD’s etc $ Bedroom 3 As bedroom 2 […]

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Eleven + Home Loan Questions answered
May 7, 2018

As a professional mortgage broker, we will assess your needs taking into account both your personal and financial goals, and will provide professional written advice on loan structure, lenders and products.

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Rural Acreage or Lifestyle property
May 7, 2018

Thinking about a Tree-Change? Buying a home in the country has many benefits and is sometimes a dream of people wishing to escape the Rat Race. But before you fall in love with any property, make sure that you can borrow the money you need to buy it.

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Loan Application Process
May 13, 2018

DAY 1 We receive loan application and supporting documentation. DAY 2 We compile and submit your application to the lender. DAY 3 Lender performs credit reference check and other basic checks DAY 5 Conditional Approval DAY 8 Valuation is received & conditions of approval are met. DAY 10 Unconditional Approval DAY 13 The Lender or […]

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Offset account diagram
May 13, 2018

Offset accounts: Use them to save you money…

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Financial Hardship options
May 5, 2018

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

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Car dealer finance
February 24, 2018

Car dealers not only sell cars, they sell finance too. You should get your car finance pre-approved before you go car shopping to help you negotiate a great overall solution – for both the car & the finance! My equipment & car finance experts can help you out-negotiate the car sales people!

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