Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

What is an Offset Account?
May 7, 2018

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

read more
Sharing a property – tenants in common
May 7, 2018

Property held in the names of two or more persons, in which each has a separate and distinct share. The shares may be equal or unequal. When one person dies their share is not passed to the survivor(s) but can be left to beneficiaries other than their co-owners.

read more
Deposit Options
May 5, 2018

Once you sign a contract to purchase a property you will have to pay a deposit to commit to the transaction and to ensure that the property is taken off the market to any other offers.

read more
Standard Supporting Documents Purchase
May 7, 2018

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

read more
Who can witness Statutory Declarations in Victoria?
May 7, 2018

Under the Evidence (miscellaneous provisions) Act 1958, there are many people who may witness the signing of a statutory declaration in Victoria

read more
Offset account diagram
May 13, 2018

Offset accounts: Use them to save you money…

read more
How to make the most of a Free Redraw loan
May 13, 2018

Work out how much ‘cash’ you need each pay period ($A).
Get your payroll department to deposit $A into your bank account and the balance into your Home Loan.
Pay as many bills as possible by credit card.
Redraw from your loan to pay your credit card and other bills as required.

read more
Property titles – co-ownership?
May 7, 2018

Joint tenants, Tenants in common

read more
Construction of a property
May 5, 2018

A construction loan allows you to borrow against the construction progress of a new building based on the estimated completed value of the property.

read more
Smaller Apartments
May 7, 2018

If you are considering buying a smaller apartment, lenders and mortgage insurance companies have restrictions on what sort of apartments and developments they will accept as security for loans.

read more
next >