Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Property Titles
May 7, 2018

From bearing the name of a property’s registered owner to outlining outstanding easements, a Certificate of Title is often the key to determining the condition and overall value of your property

read more
Construction Loans Documents needed for lenders
May 5, 2018

This is a list of the documents you may need to provide to a lender during each step of the loan process:

Lenders will require a Fixed Price Building Contract (FPBC) by a Registered Builder.

read more
Steps to buying a property.
May 7, 2018

This obvious step is often underestimated by many buyers. We can help you understand what you need to save for and help you set your savings goals.

read more
Construction of a property
May 5, 2018

A construction loan allows you to borrow against the construction progress of a new building based on the estimated completed value of the property.

read more
How to make the most of a Free Redraw loan
May 13, 2018

Work out how much ‘cash’ you need each pay period ($A).
Get your payroll department to deposit $A into your bank account and the balance into your Home Loan.
Pay as many bills as possible by credit card.
Redraw from your loan to pay your credit card and other bills as required.

read more
Rural Acreage or Lifestyle property
May 7, 2018

Thinking about a Tree-Change? Buying a home in the country has many benefits and is sometimes a dream of people wishing to escape the Rat Race. But before you fall in love with any property, make sure that you can borrow the money you need to buy it.

read more
Genuine Savings
May 6, 2018

When you are borrowing more than 80% of the purchase price of a property, you may have to provide proof of 3-5% genuine savings, and it is worked out like this…

read more
Changing your name on your property
February 24, 2018

If you have changed your name due to marriage (or divorce), your property and loan are in your old name and you want to update your name. It’s not simple or free. There are several processes to go through, with quite a few fees and costs involved.

read more
Smaller Apartments
May 7, 2018

If you are considering buying a smaller apartment, lenders and mortgage insurance companies have restrictions on what sort of apartments and developments they will accept as security for loans.

read more
Fixed Rate Update
December 20, 2018

Click here to see some of our Panel Lenders’ most competitive fixed rate loans. The best rate from our lender panel this month is: 2 year fixed rate 3.69% – NAB – First Home Buyers Special (Interest rates are for Loan sizes over $250,000. LVR and other conditions may apply) Email us if you would […]

read more
next >