Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Offset account diagram
May 13, 2018

Offset accounts: Use them to save you money…

read more
Comparison rates
May 5, 2018

Comparison rates are a legislated requirement for lenders to provide to home loan consumers.

All credit providers must give a comparison rate when they advertise a rate or a weekly payment for home loans. The comparison rate includes the interest rate or weekly repayment amount, plus most fees and charges.

read more
Loan Application Process
May 13, 2018

DAY 1 We receive loan application and supporting documentation. DAY 2 We compile and submit your application to the lender. DAY 3 Lender performs credit reference check and other basic checks DAY 5 Conditional Approval DAY 8 Valuation is received & conditions of approval are met. DAY 10 Unconditional Approval DAY 13 The Lender or […]

read more
What are some Private Sale tactics?
May 7, 2018

Private sale is where have to negotiate with the vendor’s agent (the Real Estate Agent) and arrive at an acceptable price to both parties, resulting in a contract of sale being signed.

read more
Fixed Rate Update
July 29, 2018

Fixed rate update. Read what is the best rates from our lender panel this month.

read more
Standard Supporting Documents Purchase
May 7, 2018

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

read more
Transferring property title – without changing your loan
May 7, 2018

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

read more
Construction of a property
May 5, 2018

A construction loan allows you to borrow against the construction progress of a new building based on the estimated completed value of the property.

read more
Adverse credit history
February 24, 2018

An adverse credit history indicates that there are negative reports or past transactions showing unpaid debts, overdue accounts, over the limit transactions or dishonoured payments.

read more
Ten Home Loan Questions answered
May 7, 2018

How much can I borrow?
There are three main considerations that must be taken into account when you are looking to borrow money for a home purchase, and they are:

read more
next >