Here are links to all of EquityVision Tips.
If you find them useful, you're welcome to share with your friends.
We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at email@example.com
Lenders Mortgage Insurance (LMI)
May 6, 2018
LMI is a one-off, upfront insurance premium that is generally payable when you borrow more than 80% of the property value. It does not protect you as a borrower. It protects the lender in the event that you default on the loan, and they have a shortfall in funds after selling the property.
What is a Contract of Sale and a Section 32?
May 5, 2018
A prospective buyer makes an offer to buy a property by signing a contract of sale. The offer is accepted when the seller signs the contract. A property is sold when both buyer and seller have signed the contract of sale.
What are some Private Sale tactics?
May 7, 2018
Private sale is where have to negotiate with the vendor’s agent (the Real Estate Agent) and arrive at an acceptable price to both parties, resulting in a contract of sale being signed.
Off the Plan Considerations
May 6, 2018
Off the Plan property is a property that has not yet been fully constructed. Some developers offer the chance for buyers / property investors to purchase a property before work has started.
Cheap internet loans
February 24, 2018
Yes, you can get cheaper interest rates than my panel of lenders…but you get what you pay for!
They are a low/no service offer. Consider my value propositions, all of the invaluable advice, support and single point of contact I provide.
May 5, 2018
Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic. Contact us to discuss your individual circumstances. A construction loan operates slightly differently to a standard home loan. Construction funds from the loan are progressively drawn down at each stage of construction, as detailed […]
Property Checklist #1 initial
May 13, 2018
Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’ features compared to those you could possibly live without.
Fixed Rate Loans
May 27, 2018
A fixed rate loan means that for a set period of time the interest rate that you pay, and therefore your monthly repayments, remain the same.
The time frame is commonly 1 to 5 years, however longer terms are available.