This is a question asked by many expectant mothers, so we have some great tips to help you through this challenging financial period

What is the value of your contents? Room Major items to consider Replacement value General Items Carpets, Light fittings $ Master Bedroom Bed and other furniture, linen, clothes, shoes, small appliances, camera, luggage $ Bedroom 2 Bed and other furniture, linen, clothes, shoes, small appliances, toys, books, CD’s etc $ Bedroom 3 As bedroom 2 […]

Is this property one that you would consider further? Ask me for my Property question checklist

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

Car dealers not only sell cars, they sell finance too. You should get your car finance pre-approved before you go car shopping to help you negotiate a great overall solution – for both the car & the finance! My equipment & car finance experts can help you out-negotiate the car sales people!

Selling a property is quite complex, which is why you need a real estate agent. As your home is most likely your biggest asset, you need to make sure that you appoint the right person.

Once you have building insurance in place, ask your insurer to provide you with a building insurance certificate of currency. You will need to send this certificate of currency back to your lender, together with your completed mortgage offer documents.

Comparison rates are a legislated requirement for lenders to provide to home loan consumers.

All credit providers must give a comparison rate when they advertise a rate or a weekly payment for home loans. The comparison rate includes the interest rate or weekly repayment amount, plus most fees and charges.

It is possible to arrange with your lender to only pay the calculated interest on your loan each month, without any requirement to pay down the principle amount owing on your loan.