When you buy and sell properties there are many costs that you need to budget for, and it’s not only ‘how much’ but ‘when’ that you need to consider.

A prospective buyer makes an offer to buy a property by signing a contract of sale. The offer is accepted when the seller signs the contract. A property is sold when both buyer and seller have signed the contract of sale.

This is a question asked by many expectant mothers, so we have some great tips to help you through this challenging financial period

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

There are so many things in life to think about these days! Insurance however is not always top of mind.

This is a list of the documents you may need to provide to a lender during each step of the loan process:

Lenders will require a Fixed Price Building Contract (FPBC) by a Registered Builder.

Fixed rate update. Read what is the best rates from our lender panel this month.

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

Head over heart is a major dilemma when it comes to house hunting.

Buying a home can be a very emotional process but it is also important to keep those emotions in check to make the most rational decision possible

Once you have building insurance in place, ask your insurer to provide you with a building insurance certificate of currency. You will need to send this certificate of currency back to your lender, together with your completed mortgage offer documents.