Debt consolidation is where you increase or re-finance your home loan and use the funds to payout credit card, personal loan or car loan debt

Stamp Duty
Conveyancing
Moving
Building or Contents insurance
Lender application fees
Building inspection, pest inspection and strata reports
Proportion of Rates/etc at settlement

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

OK, we know it’s no fun, but it’s really important to determine what you are planning in the years ahead, and what home loan repayments you can afford.

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.

Most Australian states have their own First Home Buyers incentive programs.

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic. Contact us to discuss your individual circumstances. A construction loan operates slightly differently to a standard home loan. Construction funds from the loan are progressively drawn down at each stage of construction, as detailed […]

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

In certain circumstances, the deposit paid by a property purchaser can be released to the vendor prior to the sale settlement.