Offset accounts: Use them to save you money…

This is a question asked by many expectant mothers, so we have some great tips to help you through this challenging financial period

Thinking about a Tree-Change? Buying a home in the country has many benefits and is sometimes a dream of people wishing to escape the Rat Race. But before you fall in love with any property, make sure that you can borrow the money you need to buy it.

If you have changed your name due to marriage (or divorce), your property and loan are in your old name and you want to update your name. It’s not simple or free. There are several processes to go through, with quite a few fees and costs involved.

Selling a property is quite complex, which is why you need a real estate agent. As your home is most likely your biggest asset, you need to make sure that you appoint the right person.

It is possible to arrange with your lender to only pay the calculated interest on your loan each month, without any requirement to pay down the principle amount owing on your loan.

Debt consolidation is where you increase or re-finance your home loan and use the funds to payout credit card, personal loan or car loan debt

Most Australian states have their own First Home Buyers incentive programs.

Yes, you can get cheaper interest rates than my panel of lenders…but you get what you pay for!

They are a low/no service offer. Consider my value propositions, all of the invaluable advice, support and single point of contact I provide.

When you are borrowing more than 80% of the purchase price of a property, you may have to provide proof of 3-5% genuine savings, and it is worked out like this…