Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Split contracts and multi-unit developments
November 1, 2018

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic.  Contact us to discuss your individual circumstances.

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Building Insurance
February 24, 2018

Once you have building insurance in place, ask your insurer to provide you with a building insurance certificate of currency. You will need to send this certificate of currency back to your lender, together with your completed mortgage offer documents.

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Property Checklist #1 initial
May 13, 2018

Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’ features compared to those you could possibly live without.

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Cross Collateralisation
May 5, 2018

When you borrow money to buy a property, the lender will take a mortgage over that property to secure the loan – one loan and one security property.

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Transferring property title – without changing your loan
May 7, 2018

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

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Property profile reports
May 7, 2018

When buying, refinancing or selling property, the more knowledge that you have about the local property market, the better informed your buying or selling decisions will be.

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Builders – questions to ask
March 14, 2018

If you are thinking of renovating or building, make sure you get the job done right first time with a good builder who will help make your dreams a reality, rather than dragging you through a nightmare. Here are some questions you can ask a potential builder to save you a lot of heartache.

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Loan structuring for investing
May 6, 2018

To enable us to identify the most appropriate product for your situation it is important to understand your financial situation and therefore the finance structuring requirements.

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Construction Loans
May 5, 2018

Every lender has their own terms and conditions, and this is intended only as a general guide to understanding this topic. Contact us to discuss your individual circumstances. A construction loan operates slightly differently to a standard home loan. Construction funds from the loan are progressively drawn down at each stage of construction, as detailed […]

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Rural Acreage or Lifestyle property
May 7, 2018

Thinking about a Tree-Change? Buying a home in the country has many benefits and is sometimes a dream of people wishing to escape the Rat Race. But before you fall in love with any property, make sure that you can borrow the money you need to buy it.

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