Use this checklist to ensure you have all the necessary and helpful information required about the conveyancing of your property

This is a question asked by many expectant mothers, so we have some great tips to help you through this challenging financial period

This is a generic list of standard information that may be required when we complete a loan application for a purchase. Every application and lender is unique, and I will request specific information once we decide on a loan that meets your needs and fits your goals.

A fixed rate loan means that for a set period of time the interest rate that you pay, and therefore your monthly repayments, remain the same.

The time frame is commonly 1 to 5 years, however longer terms are available.

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

Credit Report providers hold credit-related information which is primarily used by banks and other lenders to assist them in assessing applications for credit.
If you have every applied for or used credit in Australia, you will have a credit file.
See my Tips on Adverse Credit History for more information

There are so many things in life to think about these days! Insurance is so important for peace of mind, however it is not always top of mind.

When you buy and sell properties there are many costs that you need to budget for, and it’s not only ‘how much’ but ‘when’ that you need to consider.

If you are a company director, or about to become one, you may receive professional advice to transfer your home from joint names into your spouse’s name only.

A guarantor promises to make the payments or reimburse any shortfall in the event that the original borrower does not pay and/or the property is sold at a loss.