Useful Tips

Here are links to all of EquityVision Tips.

If you find them useful, you're welcome to share with your friends.

We’re often adding to the list and updating them, so if there is a Tip you’d like to see, or if you have some feedback on an existing one, We’d love to hear from you. Email us at advice@equityvision.com.au

Debt consolidation – Risks & Benefits
May 5, 2018

Debt consolidation is where you increase or re-finance your home loan and use the funds to payout credit card, personal loan or car loan debt

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What is an Offset Account?
May 7, 2018

An offset account is simply a bank transaction or savings account that’s attached to your home or investment loan.

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What is a Redraw Loan?
May 13, 2018

A redraw loan enables you to make extra regular or one-off payments above your minimum monthly repayment. The redraw facility allows you to access those extra payments when you need them.

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Selling price maximisation
May 7, 2018

When you sell a property, whether you are selling your home to move or cashing in your investment property, you want to achieve the highest possible selling price.

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Property checklist #2 detailed
May 13, 2018

Is this property one that you would consider further? Ask me for my Property question checklist

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Glossary of Terms
May 13, 2018

A glossary of terms you may encounter when purchasing property or obtaining a mortgage.

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Deposit Options
May 5, 2018

Once you sign a contract to purchase a property you will have to pay a deposit to commit to the transaction and to ensure that the property is taken off the market to any other offers.

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Sale & Purchase Process
May 7, 2018

When moving home, you have to take into account the sale and purchase settlement dates, as they will have a significant impact on your home loan and cashflow requirements:

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Financial Hardship options
May 5, 2018

Life events such as unemployment, health issues, relationship separation and natural disasters can impact your ability to meet your home loan commitments. In such events you can ask your home loan provider for a hardship variation to change the terms of your loan.

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Borrowing money to buy a property in a Self Managed Super Funds (SMSF)
June 12, 2018

Generic process:

  • Get a statement of advice from your Financial Planner.
  • Have your accountant set up the SMSF Trust for you. Ensure that the trust deed enables borrowings.
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