Newsletter

2022 August 5th – Your Finance News

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Hi *|FNAME|*, Over the past few weeks we have received an increasing number of calls regarding buying an investment property. 

The latest Australian Prudential Regulatory Authority data for June showed investor loans are growing at the highest rate since November 2015 as cashed up buyers see opportunity.

Upon deeper investigation, there are a number of factors driving this enquiry.
  1. The sharemarket has been volatile, causing uncertainty and concern.
  2. Property prices have fallen and are predicted to continue to fall further.
  3. Rental vacancies are tight and, in addition to falling property prices, are driving up investment yields.
  4. Rental property demand is likely to increase as overseas migration increases.
Is it a good time to buy investment property? Well we cant predict that, however, when it comes to investment property, you may have heard the term “it’s time in the market, not timing the market”.

If you’re trying to make sense of the state of our economy right now, you’re not alone. It certainly seems complicated to say the least! Read our latest article below for an overview of the current market to help you determine if 2022 is the right year for you to buy property.

The cold has well and truly settled in across the country and just like us humans, pets feel the cold too! So, if your furry one’s teeth are chattering, maybe it’s time to upgrade their current mat to a heated pet bed. Click the link below to read our top three picks.

As always, if you have any other questions regarding your finance needs, feel free to email advice@equityvision.com.au or click the button below to book an appointment.I
 
Contact us to discuss your finance requirements
August 2022 RBA Cash Rate Update


The cash rate has been increased yet again, this time by 50 basis points, making the official cash rate 1.85%.

The Reserve Bank is committed to doing what is necessary to ensure that inflation in Australia returns to target. Therefore, it seems that this upward trend won’t be halting any time soon, with several lenders and economists forecasting that we will likely see rate rises further this year.

We now know that we are in the midst of a transition period, and it is incumbent on all mortgage holders to reach out to their mortgage broker for guidance during this time.

We can:

– look at your refinancing options and potentially find you a better deal;

OR

– if you have a variable rate home loan, we may be able to negotiate a rate reduction with your current lender, free of charge, on your behalf. 

We may also be able to help calm any feelings of unease you may be experiencing by explaining repayment changes, mapping out what future repayment changes may look like, and working through the various solutions available.

You are invited to leverage our expertise during this time.

Book an appointment to discuss your finance options. 
Should You Buy Property in Australia 2022?

In this blog, we take a look at the current market to help you understand whether 2022 may be the right time to buy property in Australia. We hope this information can help you decide. Remember, it always depends on your personal circumstances and whether you’re in the right place to service a home loan.
 
Click here to read the full article
In other news…
Top 3 Heated Pet Beds for Your Furry One This Winter

If you want your furry friend’s sleeping environment to be warm and cosy, it might be time to consider a heated or warming pet bed. Check out our top 3 picks for pet beds in this post.
 
Click here to read the full article
We have recently updated our Facebook, Instagram and Linkedin pages to better provide current information.
For users of these platforms, we would love for you to click the links below and follow our pages to stay in touch.

Kind regards,
The team at EquityVision 
Your Mortgage and Finance Brokers
Suite 6 / 296 Bay Road Cheltenham VIC 3192
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Michele Mansfield (CR No. 399836) and Alisha Perry (CR no. 502031) are credit representatives of Buyers Choice Licencing Pty Ltd (Australian Credit License No. 509484).
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