With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed rate loans before committing to one.

With all the rules and changes in Melbourne happening now, it can be a bit tough navigating the housing market. To help make things a bit clearer, view our summary of the next steps out of stage 4 restrictions, and how we can help you get the ball rolling towards purchasing your dream property.

Take a look at our video, on how we can help you through the home loan application process.

If you can’t make your loan repayments – contact us! In these unprecedented times, we want to let you know how we can support you, our customers and our community, to get through the uncertainties we all face. In order to contain the spread of the highly contagious COVID-19, governments around the world are taking […]

What is it? It’s a Government scheme to help first home buyers get into the property market. Facts: – It started on 1 January 2020 – Eligible first home buyers can apply for a Government guarantee to enable you to purchase your first home with minimum savings of 5% of the purchase price. – Once […]

If you are buying or selling a property, the settlement period is when you will deal with paperwork to legally transfer ownership of the property. Of course, we help you with the loan paperwork, and your conveyancer or solicitor will handle the hard stuff but knowing what is involved is key to a smooth settlement. Here we guide you through it.

Too loyal or time-poor for a better rate? Problem solved
Another month, another rate cut. Finance can be so tedious.
That is until you realise it could mean more money in your pocket. But how?
For many, matters of personal finance are so dull and/or difficult, they are immediately filed in the too-hard basket.

It’s certainly tough saving enough deposit for your first home.
The government’s First Home Savers Scheme (FHSS) initiative is one way you can access concessional tax savings to help boost your savings.
It’s not for everyone, and there are quite a few rules which are all on the ATO website, but in a nutshell…

The mirror was held up to the major banks earlier this year during the Royal Commission into misconduct. The treatment of clients and ethical behaviour was questioned and investigated.

When you take out a home loan with EquityVision, you’ll have the pleasure of chatting to our Client Services Manager, Kellie Burge, or Kel as she prefers. Kel’s role is to prepare loan applications and to ensure that everyone involved in this very complex process is kept up to date and on track. Despite having a million things to do, she’s always happy to help out with her cheerful and bubbly personality.